:root{--navy:#0b2540;--navy2:#123a5f;--ink:#1c2733;--slate:#51606f;--teal:#0d9488;--teal-d:#0b7c72;--bg:#f7f9fb;--card:#ffffff;--line:#e2e8f0}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Inter,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
a{color:var(--teal);text-decoration:none}
a:hover{text-decoration:underline}
header{position:sticky;top:0;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);z-index:50}
.hd{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px}.brand img{width:34px;height:34px;border-radius:8px}
.logo{font-weight:800;font-size:1.15rem;color:var(--navy);letter-spacing:-.02em}
.logo span{color:var(--teal)}
nav{display:flex;gap:26px;align-items:center}
nav a{color:var(--slate);font-weight:600;font-size:.95rem}
nav a:hover{color:var(--navy);text-decoration:none}
.btn{display:inline-block;background:var(--teal);color:#fff!important;padding:11px 22px;border-radius:8px;font-weight:700;font-size:.95rem;transition:background .15s}
.btn:hover{background:var(--teal-d);text-decoration:none}
.btn.ghost{background:transparent;border:2px solid rgba(255,255,255,.55);color:#fff!important}
.btn.ghost:hover{border-color:#fff}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 60%,#0e4d5f 100%);color:#fff;padding:96px 0 88px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.09) 1px,transparent 1px);background-size:26px 26px;pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.badge{display:inline-block;background:rgba(13,148,136,.18);border:1px solid rgba(45,212,191,.4);color:#5eead4;padding:6px 14px;border-radius:999px;font-size:.82rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;margin-bottom:22px}
.hero h1{font-size:clamp(2rem,4.6vw,3.2rem);line-height:1.12;letter-spacing:-.025em;max-width:16ch;margin-bottom:18px}
.hero p{font-size:1.15rem;color:#c8d6e3;max-width:56ch;margin-bottom:32px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
section{padding:72px 0}
.sec-head{max-width:640px;margin-bottom:44px}
.eyebrow{color:var(--teal);font-weight:800;font-size:.8rem;letter-spacing:.09em;text-transform:uppercase;margin-bottom:10px}
h2{font-size:clamp(1.6rem,3vw,2.2rem);color:var(--navy);letter-spacing:-.02em;line-height:1.2;margin-bottom:12px}
.sec-head p{color:var(--slate);font-size:1.05rem}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:26px;transition:box-shadow .15s,transform .15s}
.card:hover{box-shadow:0 10px 30px rgba(11,37,64,.08);transform:translateY(-2px)}
.card .ic{width:44px;height:44px;border-radius:10px;background:#e6f6f4;display:flex;align-items:center;justify-content:center;font-size:1.3rem;margin-bottom:16px}
.card h3{font-size:1.08rem;color:var(--navy);margin-bottom:8px}
.card p{color:var(--slate);font-size:.94rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
@media(max-width:760px){.split{grid-template-columns:1fr;gap:32px}.hero{padding:64px 0}.logo{font-size:1rem;white-space:nowrap}nav{gap:11px;margin-left:16px}nav a:first-child{display:none}.brand img{width:28px;height:28px}nav a{font-size:.8rem}nav .btn{display:none}.badge{font-size:.72rem;padding:5px 11px}}
.stat-row{display:flex;gap:40px;flex-wrap:wrap;margin-top:28px}
.stat b{display:block;font-size:2rem;color:var(--navy);letter-spacing:-.02em}
.stat span{color:var(--slate);font-size:.9rem}
.steps{counter-reset:s;display:grid;gap:16px}
.step{display:flex;gap:18px;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px 22px}
.step::before{counter-increment:s;content:counter(s);flex:0 0 34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.step h3{font-size:1rem;color:var(--navy);margin-bottom:4px}
.step p{color:var(--slate);font-size:.93rem}
.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:18px;padding:56px 40px;text-align:center}
.cta-band h2{color:#fff}
.cta-band p{color:#c8d6e3;max-width:52ch;margin:0 auto 26px}
footer{border-top:1px solid var(--line);padding:36px 0 44px;color:var(--slate);font-size:.9rem}
.ft{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.ft a{color:var(--slate)}
.detail h3{color:var(--navy);font-size:1.15rem;margin:34px 0 8px}
.detail p{color:var(--slate)}
.detail ul{margin:10px 0 0 20px;color:var(--slate)}
.detail li{margin-bottom:6px}
.mailbig{font-size:clamp(1.3rem,3vw,1.9rem);font-weight:800;color:var(--navy);letter-spacing:-.02em}
.info-card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:28px}
.info-card h3{color:var(--navy);font-size:.95rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px}
.info-card p{color:var(--slate);font-size:.95rem}